For the third year in a row, ACA health insurance plans see record signups

Secretary Xavier Becerra, U.S. Department of Health and Human Services. Becerra announced Wednesday that his agency is seeing record enrollment numbers for Affordable Care Act health plans.

Arturo Holmes/Getty Images for the National Urban League


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Arturo Holmes/Getty Images for the National Urban League


Secretary Xavier Becerra, U.S. Department of Health and Human Services. Becerra announced Wednesday that his agency is seeing record enrollment numbers for Affordable Care Act health plans.

Arturo Holmes/Getty Images for the National Urban League

Affordable Care Act The health insurance marketplace appears poised to break records for the number of Americans enrolled for the third year in a row.

Federal health officials said Wednesday that more than 19 million people have signed up for the insurance plans, often called Obamacare, and there are still three weeks left to enroll.

As of December 15, HealthCare.gov, the online portal where people shop and buy plans in most states, had 745,000 people enrolled in plans. Health officials said it was the biggest day for the portal since it opened a decade ago.

“Four out of five people who shop are finding a plan on a marketplace website at a premium of $10 or less per month,” Department of Health and Human Services Secretary Xavier Becerra told NPR. “You can’t go see a movie for $10. There’s a month’s health care coverage here for $10 or less.”

The 19 million number includes Americans who buy health insurance in state-based marketplaces, like CoveredCalifornia, and people who live in the 33 states that use the federal marketplace. More than 15 million people in those states have already signed up, about 4 million more than last year.

Even if you live in a state that runs its own marketplace, HealthCare.gov is a good start if you need to buy insurance on your own. This will direct you to your state-based exchange.

Despite high rates of enrollment, approximately 25 million Americans still do not have health insurance. Becerra pointed out that the number of uninsured Americans was nearly double that before the Affordable Care Act was passed in 2010.

Becerra says, “If we have about ten states that still haven’t expanded their Medicaid, which they were eligible to do under the Obamacare law, we’ll probably see that 25 million figure substantially lower.” Will help to do.” “But there are some states that still refuse to help their citizens obtain health insurance coverage through the Medicaid program.”

Medicaid, the federal and state health insurance for low-income people, reached about 94 million Americans during the pandemic when states were not allowed to enroll anyone. States have begun reevaluating who should get coverage and so far at least 12 million people have been taken off the list. Some of them are losing coverage due to paperwork errors.

People who have been excluded from Medicaid may find they are eligible for good deals on Healthcare.gov, but Becerra acknowledges that others are likely “falling through the cracks.”

“We have to help states make sure they don’t deny people the coverage they’re entitled to under our programs, whether it’s Medicaid or Obamacare,” Becerra says.

When President Trump was in office, the number of people without health insurance increased because his administration limited enrollment times and cut funding to tell people about ACA insurance. Trump has said that if he is re-elected he will repeal the ACA.

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